Insure your yacht vacation to assure smooth sailing. Travel insurance coverage can save you time, money and worry when the unexpected happens.

Many articles have been written in Sunday Travel sections throughout world trumpeting the same message as in this article:When in Doubt, Insure“, written by David A. Kelly for the Practical Traveler in the New York Sunday Times.

You are investing a good amount money to create a memorable holiday. Why not protect it for a small percentage of the cost with travel insurance?

Here are the top 10 reasons why we suggest purchasing travel insurance:

1. Cancellation: due to bad weather, illness in your family, job loss…
2. Coverage for pre-existing conditions: taken within 14 days of your first charter deposit.
3. Unexpected emergency: illness or death in family…
4. Lost luggage or delay: forced to purchase essentials…
5. Illness or injury: events that personal health care insurance may not cover, especially abroad…
6. Emergency medical evacuation: due to accident or illness…
7. Flight delays and airline strikes: cover missing the boat…
8. Weather delays: hurricane, storms, volcano ash clouds…
9. Lost your passport: stranded abroad…
10. Damage to property:  rental car damage…

Coverage may vary from state to state residency and personal preference. Also, many credit cards cover SOME travel interruptions but not all. It’s best to know before you go that your vacation investment is protected.

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Be sensible.

Thanks to today’s weather-tracking technology, odds are slim that you’ll be caught in a hurricane. That said, we recommend that you avoid making a hurricane-prone destination a critical piece of your adventure, e.g. a destination wedding in August in Key West, Florida.

Hurricane season is technically June 1-November 30. The busiest part of hurricane season varies from region to region. In the Eastern Caribbean and along the U.S. East Coast, the season is usually busiest from mid-August to mid-September. In the Western Caribbean, hurricanes pick up from mid-September into early November.

Be reassured.

Your Captain and crew are always concerned about your safety first and the yacht investment second.  We are always in communication with you and your crew to determine the best outcome for a successful yacht charter vacation.

Like Boy and Girl Scouts, be optimistic and be prepared.

Great yacht charter deals are often worth the risk especially when you protect your trip with travel insurance. You may purchase travel insurance up until the day before you travel.

I like Travel Guard trip insurance because they are thorough and thoughtful in their coverage of yacht charter cancellations for named hurricanes.

Here’s an example of a notice that Travel Guard issued:

“ COVERAGE INFORMATION:

 Please note that Tropical Storm Dorian became a named hurricane on Wednesday, August 28, 2019. For coverage to apply, the policy must have been purchased on or before Tuesday, August 27, 2019. Please encourage your clients to read their Insurance Policy to verify if coverage would apply for Natural Disaster or Hurricanes.”

Additionally, Carol Kent Yacht Charters International offers a Hurricane Addendum for our New England and Caribbean yacht charters so that our clients don’t lose their money when Mother Nature offers up unexpected plans and boats have to cancel trips.

Travelers opt for the Hurricane Addendum when they first book so they are able to “reschedule” within the year on a mutually agreed upon date. With this addendum signed by both charterer and owner, the protection kicks in only when it is a “named storm”.

Full disclosure: I receive a small referral fee when you purchase a Travel Guard policy, since I am licensed in the state of Massachusetts to sell to US clients only.

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No question is unimportant. Please visit our FAQ page or contact us for answers, ideas and inspiration.